Dean Koutsoumidis, Managing Director of Equity-One, introduces Equity-One.read more
From non-residential property to asset and construction finance, by some estimates untapped commercial lending opportunities are currently worth $85bn. But when it comes to finding solutions for clients, Australian Broker finds that there is more to the sector than meets the eye.read more
There are now so many lenders in the market that brokers are becoming more important in helping SME business owners navigate the options.read more
The Coalition victory at the federal election on Saturday is very good news for our industry and brokers should breathe a sigh of relief.read more
Read the budget analysis from the Commonwealth Bank.read more
Equity-One Access-Now gives you real time access to information about your investments.read more
The Worrell's Victoria Conference saw industry leaders gather to gain an economic update from Ryan Felsman (CommSec), a presentation from Jeremy Nichols (Composure Group) on the power of culture, a snap shot from Niomie Varady on the Equity-One offering and concluded with a keynote presentation from Kevin Sheedy. Equity-One featured its deliberately simple model which joins commercial borrowers with investors.read more
Equity-One is excited to announce the introduction of a new investment product, a Cash Management Account (CMA) to run alongside our first mortgage investment product.read more
How can brokers better aid SMEs in securing finance, especially as it becomes harder to come by?read more
The ever-evolving lending and property landscape means that Valuer opinions and interpretations of market conditions have become very important. In this Podcast, Andrew Wood interviews Damian Kininmonth to chat about how valuers are navigating the current apartment market and the outlook for apartments.read more
The 2018 Australian Mortgage Awards was one to remember with the Equity-One team joining over 650 mortgage professionals at Star Sydney to celebrate the winners of the Australian Mortgage Awards.read more
Equity-One are proud to announce Josh Bartlett of Loan Market Bayside as winner of the Broker of the Year - Productivity award given at the Australian Mortgage Awards.read more
The finalists for the 2018 Australian Mortgage Awards have been announced today. The awards – supported by event partner Westpac for the tenth consecutive year – defines excellence in the mortgage and finance industry, recognising the achievements of outstanding brokers, brokerages and industry leaders across a range of categories.read more
Four business and commercial lenders tell Australian Broker about the unique solutions they have pioneered in the market. Meeting the market’s demands, Equity One provides interest-only loans for commercial borrowers, with payment terms of one to two years and the ability to pay back early without penalty. “The real hero of our loans is the fact they provide a solution for commercial borrowers who aren’t being accommodated right now, without them being locked in,” says Equity One managing director Dean Koutsoumidis.read more
Bringing together industry leaders to celebrate excellence in the mortgage and finance industry, the Equity-One Team look forward to attending the Gala dinner on Friday 19th of October at The Star in Sydney to present "Broker of the Year – Productivity" from a group of deserving Nominees.read more
The Commonwealth Bank of Australia is tightening up its scrutiny of interest only mortgages by carrying out enhanced screening of applicants.This recent move by the CBA is one of many adjustments to bank lending policy in recent years. Whilst a significant driver of these changes is due to APRA requirements, there has also been a Public Relations factor.read more
Two leading economists have claimed that APRA's lending curbs are here to stay and have flagged a strong possibility that more macro-prudential measures will be introduced this year.read more
This is an interesting article in relation to the ever-evolving P2P (Peer To Peer) lending models which are slowly growing around the globe. Initially, new technology which automates and systemises lending, and in particular connects investors and borrower through such technology, may seem impressive. After all, who doesn't like a new blue-sky technology story? The basics of sound lending, and investment for that matter, however, always come back into the fore. Regulation of both the investment and borrowing sides of these models must be as rigorous as those applied to "traditional/non-fintech start up" participants. There may be more articles like this in the near future.read more
Dean Koutsoumidis, managing director of non-bank lender Equity-One, tackles the changes and challenges affecting commercial lending, and explains why brokers shouldn’t be afraid of having frank discussions with lenders.read more
In an era where digital channels and fintech are shaping the future of financial services, one non-bank lender is keeping things traditional by focusing on simple products and quality service.read more
When it comes to commercial lending, brokers need to look beyond the rate. Short-term lender Equity-One works with brokers to provide solutions-based offerings to their small business customersread more
Remarkably low inflation figures recently released paint an interesting picture. Property prices have not abated in a material way, credit through the banks is increasingly challenging to acquire, and Chinese buyers are finding it tougher to move their funds offshore.
Policy makers sure have their work cut out for them in this environment. Liquidity is the saviour here, for both buyers and lenders. Whilst official cash rates have dropped, non-bank pricing for funds has slowly edged upwards due to the demand, yet still is a viable option for many.read more
Funding constraints affecting Banks are likely to continue, if not increase during the short term.
A senior economist has predicted that APRA is likely to add further directives on banks' lending standards to help cool Sydney and Melbourne's property markets "before they get totally out of hand".
Shortly after the release of the RBA Review last month, which warned that the risk of oversupply in some capital city markets is nearing, the Australian Prudential Regulation Association announced a series of changes to its mortgage lending guidance, particularly around serviceability requirements.read more
Bank lending poised to tighten further. Demand for credible alternative finance options is likely to increase in the short term.
One of Australia's most respected economists says there is a "good chance" the prudential regulator will crack down on a recent lift in property investor activity by announcing stricter lending conditions for banks.
Last week's housing finance figures for the month of June showed a 3.2 per cent increase in investor loan commitments following a 3.9 per cent surge in May.read more
Equity-One is excited to announce its support for young Australian talent, getting behind rising star Tim Macrow. Tim and the MTEC Motorsport Team will compete in The Australian S5000 Championship, a new open-wheel racing series created by the merger of the Formula Thunder 5000 and Super5000 series.read more
For the second consecutive year, Equity-One will present the "Broker of the Year – Productivity" award at the 2019 Australian Mortgage Awards.read more
Equity-One is excited to announce a major partnership with Hockey Club Melbourne. Read the official press release.read more
Equity-One is a regular contributor to charities doing good work in the community. The Jewish Children's Aid Society is one such deserving organisation. Read more about the success of their annual charity functionread more
Equity-One is a regular contributor to numerous programs and research institutes where we find an alignment in values.read more
As official supporters of Murdoch Childrens Research Institute, Equity-One congratulates Professor Kathryn North on her appointment as Companion to the Order of Australia.read more
As official supporters of Murdoch Childrens Research Institute, Equity-One is excited to share the latest insights and practical tips on children's nutrition.read more
Equity-One are proud sponsors of the “Will2Walk” Challenge which is an annual fundraiser for the Barwon Stroke Support Centre run by the Stroke Association of Victoria.read more
We are proud to be a part of ActiveOT For Kids and the amazing work that the organisation does on their camps, called Camp Reset. These camps provide an opportunity for children requiring various specialties to be with Therapists for one week which exposes them to effective assistance in a fun, recreational context.read more
As official supporters of Murdoch Childrens Research Institute, Equity-One is extremely excited by this recent research trial which shows evidence that a cure may be possible for peanut allergy.read more
It is with great pleasure and pride we announce that Equity-One will officially support the great work of the very talented people at the Murdoch Childrens Research Institute.
Managing Director Dean Koutsoumidis, Non-Executive Director Frank Troise and Deputy Portfolio Manager Tom Danaher attended the very-impressive new facilities adjoining the Royal Children's Hospital in Melbourne and had the pleasure of being taken on a Tour by Cale Wilkinson, Manager of Trusts & Foundations, Engagement and Philanthropy .read more
We are proud to be a part of a little community project whereby hundreds of "Wellness Packs" are distributed to medical clinics across Mornington Peninsula. What's a Wellness Pack, you may ask? Simply something to help pass the time when you are waiting for your health professional.